Admin walkthrough — create a debt

1. Open Vendors → Vendor Debts.
2. Click Create Debt.
3. Pick the Vendor.
4. Enter the Amount (for example ₹1,250).
5. Choose the Reason.
6. Write a Description, such as Refund for order #10452, item damaged in transit, 12 Oct.
7. Set the Deduction Rate (for example 25%). It is saved for when deductions are built.
8. Save. The debt appears as Active.