Marketplace-pooled vs direct-to-vendor
| Marketplace Collects | Direct to Vendor | |
|---|---|---|
| Who receives the customer's payment | You | You (no gateway splitting is available) |
| What the split record would show as yours | The whole order, until you pay the seller | Only your commission |
| How the seller is paid | Vendor Payouts / Payout Batches | Vendor Payouts / Payout Batches |
In practice both models work the same today: the money lands in your gateway account and you pay the seller their share. The model only labels the seller's records — and since split records aren't being created, it has no visible effect yet.